Boat insurance
May 12, 2020 08:32:05 #
plumbob wrote:
Peace of mind sometimes doesn't have a price tag. Sounds good, just sad that something has to happen to get your money back.
When my boat is hooked to my pickup it’s covered under my pickup insurance.
May 12, 2020 08:36:38 #
lionel427
Loc: Hemet, California
I’ve had boat insurance now and have had them since the 80 when I first bought a boat. A storm was brewing on Douglas lake in Tennessee. So we hurry in to get out of the water. My wife was in the boat while I went to get the truck to load up. We the wind started t blow and it was bad. Boats were being blow in and over docks the damage done in that storm was well over millions dollar on not just that but on all east tn. The storm did 8500.00 damage to my boat. I was one of the lucky ones that had insurance this happen in 1990. So like someone said earlier in the post it’s a gamble but it better to be safe than sorry.
May 12, 2020 11:37:46 #
threeCs
Loc: Allen Texas
I very seldom put my pontoon on a trailer and that is to work on is for some reason. I don't even leave the parking area near the ramp.
The marina requires us to carry insurance.
I do not know if in Texas the auto insurance covers what is being towed.
The marina requires us to carry insurance.
I do not know if in Texas the auto insurance covers what is being towed.
May 12, 2020 12:30:34 #
Shihan
Loc: Pendleton Oregon
I’m in Oregon so I’m not sure if that makes a big difference. My insurance is through Safeco. I have my house and cars through there too so it’s all bundled together. I was surprised at the low cost also.
May 12, 2020 12:33:13 #
May 12, 2020 12:36:17 #
Shihan
Loc: Pendleton Oregon
I guess I haven’t figured all of this out yet. I was responding to Catfish Hunter‘a post about being covered when hooked up to my truck.
May 12, 2020 12:41:23 #
Newt
Loc: Longview, Texas
Shihan, thanks for the reply. Let’s hope you never have to use the boat insurance.
Good luck and God Bless
Newt
Good luck and God Bless
Newt
May 12, 2020 13:46:17 #
"Insurance of any kind is a gamble..."
Right. You are betting that you will have a loss; the insurance company is betting that you will not, or will have one small enough that they continue to profit from the payments.
Right. You are betting that you will have a loss; the insurance company is betting that you will not, or will have one small enough that they continue to profit from the payments.
May 12, 2020 15:20:45 #
Rayz
Loc: North West N.J. and South Hero Vt.
Shihan wrote:
I’m new here and just been thinking about somethin... (show quote)
I would spend a little more and get some liability insurance. You never know when you might hit a dumb ass kayaker who is where they shouldn't be.
May 12, 2020 15:43:06 #
Shihan
Loc: Pendleton Oregon
I got off the phone with my agent. I will be getting the policy in a few days. She assures me me it covers everything. $250 deductible and it is actual cash value to replace. She said liability is also covered as is towing.
May 12, 2020 15:49:26 #
May 12, 2020 16:04:56 #
May 12, 2020 16:17:42 #
threeCs
Loc: Allen Texas
Just pulled out my policy. $250 deductible and runs $134 a year. That covers boat, motor and trailer. The company is Foremost. Just information
May 12, 2020 16:25:49 #
Newt
Loc: Longview, Texas
I have my home, truck, Honda Civic and my boat all insured with Central Insurance. My boat is a 2013 17’ Bass Tracker with 60 HP 4-stroke Mercury engine. Insurance costs me $467.00 annually.
How are you folks getting such a better rate than I have.
I just don’t understand why mine is so high.
Any suggestions?
How are you folks getting such a better rate than I have.
I just don’t understand why mine is so high.
Any suggestions?
May 12, 2020 16:28:07 #
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