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Not sure what to do..
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Oct 22, 2019 10:58:19   #
DennyLongley Loc: Bay City Michigan
 
Ok, I'm not even sure where to start here.. I guess I'll start at the beginning.

My father borrowed some money from me about a month or so ago. Now, USUALLY my dad is a stand-up guy, 100% dependable, so when he came to me asking for 500$ to get him through til the first, (he is a 100% service-connected disabled Navy Veteran, and so am I) I had no worries in my mind, so I lent him the money, even though it shorted my own family and I... because, I thought, he would do the same if I were to ask him.

First of the month rolls around and my father sends me a check for the full amount. I cashed it and went about my day. Two days later, my dad messages me and says "Denny, I'm so sorry but I see that check bounced.. I will send another right away and add the bounce fees to the amount." Which he did. I recieved the check and took it up to my bank, deposited the check and went about my day...again.

Two or three days later, dad messages me AGAIN.. the check he sent bounced...again. he says sorry again and he will take care of it on the first....again. smdh. I told him not to worry about it, just take care of it on the first and to get himself straited out. He thanked me again and again and apologized over and over about the while ordeal.

Now, to my dilemma:

Yesterday, I get a letter from my bank stating the checks bounced, there are fees, and I am now in the red for almost 600 bucks.. and the kicker, they're threatening legal action if it's not taken care of by Oct 25th.. I message dad about it, and I shared a picture of the letter to show him what kind of consequences he has caused me all the way around, and all this man said to me is matter of factly " Call them. I cant do anything til the first, why are you messaging me"..

What...the...hell.

So, I'm totally unsure what to do. I'm about to jump in the shower and go up to the bank and try to explain what is going on, and hope for mercy...is that all I can do? It's taking every bit of my patience and will to NOT go and confront my father and every bit of my will NOT to physically go after him...because hes my dad. He had put my family and I in a serious situation... correction: I HAVE put MYSELF and my family in a seriously situation. Does anyone have any advice on what I should, or even can, do with this??

This here is exactly why I dont borrow OR lend money to family. I broke my own rule. Idk what to do now.

Thanks for listening to me vent, and thanks in advance for any advice on how I should be dealing with this, because I am at a loss..

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Oct 22, 2019 11:01:23   #
EasternOZ Loc: Kansas City Metro
 
Do you have a credit card you can put it on?

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Oct 22, 2019 11:02:24   #
DennyLongley Loc: Bay City Michigan
 
Negative.. I do not.

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Oct 22, 2019 11:05:42   #
EasternOZ Loc: Kansas City Metro
 
See what the bank says they are not usually very caring maybe you will get lucky.

My Father in law gave me a bath I will never forget.

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Oct 22, 2019 11:06:31   #
DennyLongley Loc: Bay City Michigan
 
Morning E..

No credit cards, I'm afraid of them.. I'm also in recovery, 3 1/2 years sober, so I'm in repair mode as is.. not to mention in my 20s I did the whole rubber checks thing and actually did time for it... so my record precedes me in this matter.. I do not need legal troubles, and that's what I'm fearful of now..

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Oct 22, 2019 11:07:44   #
DennyLongley Loc: Bay City Michigan
 
That's what I plan on doing... just hoping for mercy worries me lol entities like banks have little to no grace..

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Oct 22, 2019 11:10:07   #
EasternOZ Loc: Kansas City Metro
 
Sorry for the mess your in.

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Oct 22, 2019 11:10:36   #
DennyLongley Loc: Bay City Michigan
 
I think this is a lesson I will not soon forget either..

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Oct 22, 2019 11:11:12   #
EasternOZ Loc: Kansas City Metro
 
Congratulations on the 3.5 years dont let this push you over the edge.

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Oct 22, 2019 11:11:58   #
DennyLongley Loc: Bay City Michigan
 
Thanks E, I appreciate ya.. for listening and replying. I'm about to go and humble myself with them and hope for the best. I'm thinking that's all I can do at the moment

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Oct 22, 2019 11:13:22   #
EasternOZ Loc: Kansas City Metro
 
Payment plan?

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Oct 22, 2019 11:14:01   #
EasternOZ Loc: Kansas City Metro
 
Good luck.

Say your prayers I will.

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Oct 22, 2019 11:15:32   #
DennyLongley Loc: Bay City Michigan
 
Thank you.. my wife is also in recovery, and shes aware of the situation.. she will make sure I'm good, and over the last few years I've really picked up alot of tools to deal with... well, "Life", and all it brings, no matter the weather.. thanks for the kind words and caring response.. support is everything in recovery, no matter where it comes from 😏 so thank you bud.

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Oct 22, 2019 11:16:05   #
DennyLongley Loc: Bay City Michigan
 
Prayers appreciated heavily..

..I didnt know if I could ask for prayer on here..didnt wanna offend anyone. Thank you.

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Oct 22, 2019 11:39:21   #
flyguy Loc: Lake Onalaska, Sunfish Capitol of the World!
 
Hang in there Denny, You are a good son and deserve better from your father, but it is, what it is, and you have to deal with it. Are there any other close relatives around? Friends? Can you sell something? You have my prayers, the best of luck to you.

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